News
News Home
Quick Bites
Exploradio
News Archive
News Channel
Special Features
NPR
nowplaying
On AirNewsClassical
Loading...
  
School Closings
WKSU Support
Funding for WKSU is made possible in part through support from the following businesses and organizations.

Cedar Point

Knight Foundation

Hospice of the Western Reserve


For more information on how your company or organization can support WKSU, download the WKSU Media Kit.

(WKSU Media Kit PDF icon )


Donate Your Vehicle to WKSU

Programs Schedule Make A Pledge Member BenefitsFAQ/HelpContact Us
Health and Medicine


Ohio small businesses stumble through the Affordable Care Act
Delays and complicated rules make the process difficult
Story by LEWIS WALLACE


 
Complicated laws and website delays can make it difficult for small business owners to understand the Affordable Care Act.
Courtesy of Images of Money
Download (WKSU Only)
In The Region:
Small businesses around Ohio are struggling to sort out the details of the Affordable Care Act. It is unclear whether recent delays in the law help or add to the confusion.
LISTEN: WALLACE ON SMALL BUSINESSES

Other options:
Windows Media / MP3 Download (1:55)


The big Obamacare question for small employers is this: Am I required to provide health insurance to my employees or not?

"And that question is sort of like that underwear commercial: boxers, briefs, depends," says Paul Tambe with BW Employee Benefits as he speaks to Dayton-area small business owners.

Rules of the game
And yes, it does depend. Here is the basic rule: Companies with less than 50 full-time employees are exempt. Companies with 50 or more need to provide health coverage for their full-timers or pay fines.

But the devil is in the details, and there are a lot of details. For example, full-time means an 30 hours or more per week, averaged over the month.

Kevin Finley with Space Management, a Dayton cleaning service, says his first challenge is just counting his employees.

"When you’re operating a business and someone’s off sick and you want someone else to cover, all of a sudden that person who normally works 20, 25 hours is working 40 hours," Finley says. "So, you know, it’s a little dicey.

And the timing of the employer mandate recently got pushed back to 2015 for larger companies and now to 2016 for those with 50 to 99 full-time employees.

Waiting for the web
Meanwhile, the online marketplace for small businesses to shop for plans is still not online.

Amy Crouch, an employee benefits expert at BW, says this transition is full of bumps as the administration issues rules and subrules based on an already complex law.

"You get into tax and law and IRS," Crouch says. "That’s not always fun. And then on a lot of these items, it’s what it’s going to mean in the future in terms of a practical perspective. ... Time will tell."

She calls the future of health care the “new world.” But right now, she says, we’re still partly living in the old one.

Add Your Comment
Name:

Location:

E-mail: (not published, only used to contact you about your comment)


Comments:




 
Page Options

Print this page

E-Mail this page / Send mp3

Share on Facebook



Stories with Recent Comments

What the U.S. Supreme Court ruling means for early voting
r.gov trying to slow down voters to stop the people from voting out the r. govener

Cleveland Orchestra heads home from Europe
So proud to be a lifetime Clevelander! Yes, our Orchestra is the best ambassador a city could hope for! My wife and I happened to hear the European Festival T...

Northeast Ohio undocumented immigrants praying for a miracle
Stop it, just stop it. They are not undocumented but illegal aliens. I live in a 'sanctuary' city and it's not pretty. Dahlberg is a notorious trouble maker in ...

Ohio survey shows low-income people are choosing phones over food
Where is this study published? no sign of it on google scholar. is there a cite

The Akron Sound rocks the porches
fabulous group interview! you covered so much in so little time. wish i could be there for porch rockr.

Head of Ohio Dems says Kasich administration is lying about Suarez contacts
when Kasich's mouth is open , he's lying. Look what he did at Lehmans brothers and then lied about it all during the campaign. If a GOP didn't lie, he or she ...

Canton's Basilica of St. John absorbs news of the pope at morning Mass
Hello Chris,Marina,and Patrice, I just read this article and you all look great. I'm on facebook Jean Dutcher in blue and white stripped blouse. I"M so glad to ...

Exploradio: Avoiding the 'acting-white' trap
Growing-up black and being black should not determine that you will not speak well or will not be a high achiever in your goals in life.But society te nds to la...

Charter-school supporters to rally at Statehouse
I am on the bus now headed to the rally. Horizon is an excellent school. My son is is 7 th grade. The teachers and administrators are top notch and spend so m...

Former Nursing Home Land Added to Parks
In addition, LED technology also plays a very important role in advertising- LED placard is very, very useful for shop owners.

Copyright © 2014 WKSU Public Radio, All Rights Reserved.

 
In Partnership With:

NPR PRI Kent State University

listen in windows media format listen in realplayer format Car Talk Hosts: Tom & Ray Magliozzi Fresh Air Host: Terry Gross A Service of Kent State University 89.7 WKSU | NPR.Classical.Other smart stuff. NPR Senior Correspondent: Noah Adams Living on Earth Host: Steve Curwood 89.7 WKSU | NPR.Classical.Other smart stuff. A Service of Kent State University