News
News Home
Quick Bites
Exploradio
News Archive
News Channel
Special Features
NPR
nowplaying
On AirNewsClassical
Loading...
  
School Closings
WKSU Support
Funding for WKSU is made possible in part through support from the following businesses and organizations.

Don Drumm Studios

Akron Children's Hospital

Knight Foundation


For more information on how your company or organization can support WKSU, download the WKSU Media Kit.

(WKSU Media Kit PDF icon )


Donate Your Vehicle to WKSU

Programs Schedule Make A Pledge Member BenefitsFAQ/HelpContact Us
Health and Medicine


Ohio small businesses stumble through the Affordable Care Act
Delays and complicated rules make the process difficult
Story by LEWIS WALLACE


 
Complicated laws and website delays can make it difficult for small business owners to understand the Affordable Care Act.
Courtesy of Images of Money
Download (WKSU Only)
In The Region:
Small businesses around Ohio are struggling to sort out the details of the Affordable Care Act. It is unclear whether recent delays in the law help or add to the confusion.
LISTEN: WALLACE ON SMALL BUSINESSES

Other options:
Windows Media / MP3 Download (1:55)


The big Obamacare question for small employers is this: Am I required to provide health insurance to my employees or not?

"And that question is sort of like that underwear commercial: boxers, briefs, depends," says Paul Tambe with BW Employee Benefits as he speaks to Dayton-area small business owners.

Rules of the game
And yes, it does depend. Here is the basic rule: Companies with less than 50 full-time employees are exempt. Companies with 50 or more need to provide health coverage for their full-timers or pay fines.

But the devil is in the details, and there are a lot of details. For example, full-time means an 30 hours or more per week, averaged over the month.

Kevin Finley with Space Management, a Dayton cleaning service, says his first challenge is just counting his employees.

"When you’re operating a business and someone’s off sick and you want someone else to cover, all of a sudden that person who normally works 20, 25 hours is working 40 hours," Finley says. "So, you know, it’s a little dicey.

And the timing of the employer mandate recently got pushed back to 2015 for larger companies and now to 2016 for those with 50 to 99 full-time employees.

Waiting for the web
Meanwhile, the online marketplace for small businesses to shop for plans is still not online.

Amy Crouch, an employee benefits expert at BW, says this transition is full of bumps as the administration issues rules and subrules based on an already complex law.

"You get into tax and law and IRS," Crouch says. "That’s not always fun. And then on a lot of these items, it’s what it’s going to mean in the future in terms of a practical perspective. ... Time will tell."

She calls the future of health care the “new world.” But right now, she says, we’re still partly living in the old one.

Add Your Comment
Name:

Location:

E-mail: (not published, only used to contact you about your comment)


Comments:




 
Page Options

Print this page

E-Mail this page / Send mp3

Share on Facebook



Stories with Recent Comments

Ohio's attorney general rejectsthe latest proposal to legalize marijuana
i think the ag launguage is money hes talking about drug companies must pay him more than responsible ohio can

PBS documentary chronicles the fall of Saigon through new footage and stories
Hi, Does anyone know the number - in the pbs special "Last Days of Vietnam" documentary, of how many Vietnamese were evacuated? Please e-mail me the answer. T...

Protest planned at tomorrow's FirstEnergy meeting
The problems of the poor and downtrodden have nothing to do with First Energy. They are the result of Republican legislators who consistently reduce taxes on th...

Ohio bill would help smaller communities with LGBT discrimination laws
Do we not try and have rights for all individuals equally? On the HUD list of "preferred" candidates who get "special consideration" it states that: For purp...

Ohio likely will continue with two types of police academies
Wake up people your wanting a Harvard law school education for a job that may pay a little over the poverty level. I don't know anyone who could support a wife ...

Police Week's ties from NE Ohio to D.C.
The men and women in blue who risk their lives everyday to serve and protect us....and this is as much recognition and appreciation that NPR/WKSU feels to offer...

First in a Series: How charter schools got a foothold in Ohio
If the interest where in education and there would be oversight of taxpayer dollars, charter schools would be okay. However, Charter School in Ohio are purely f...

Near West Theater raises the curtain at its new home with 'Shrek the Musical'
When I heard you were doing an article about the Near West Theater, I was very excited, because I had seen the lobby artwork in process on the floor of the arti...

Northeast Ohio pastors want to talk reform with Akron-based FirstEnergy
It's great that this First Energy bailout request is getting media coverage. First Energy is asking to be allowed to NOT find the best costing energy to sell us...

Copyright © 2015 WKSU Public Radio, All Rights Reserved.

 
In Partnership With:

NPR PRI Kent State University

listen in windows media format listen in realplayer format Car Talk Hosts: Tom & Ray Magliozzi Fresh Air Host: Terry Gross A Service of Kent State University 89.7 WKSU | NPR.Classical.Other smart stuff. NPR Senior Correspondent: Noah Adams Living on Earth Host: Steve Curwood 89.7 WKSU | NPR.Classical.Other smart stuff. A Service of Kent State University